© 2024 Accredited Debt Relief. Please note that all calls may be recorded or monitored for
quality assurance and training purposes.
Accredited Debt Relief is a DBA of Beyond Finance, LLC.
We provide debt consolidation services. Consolidation loan options offered by our
affiliates range from $1,000 to $100,000, have Annual Percentage Rates that range from 4.9%
to 35.99%, origination fees ranging from 1% to 6% of the amount financed, and loan terms
from 4 to 84 months. A typical personal loan example has a loan amount of $23,760, a 4.95%
origination fee, a 48-month repayment term, and an interest rate of 18.00%. You would
receive $22,584 ($23,760 less the $1,176 origination fee - a prepaid finance charge), and
the monthly payment would be $697.95, equating to an APR of 20.89%. The total interest would
be $9,741.60, and the total cost of the loan (interest plus origination fee of $1,176) would
be $10,917.72. In this example, the total payments made would equal $33,501.60. Only the
most creditworthy borrowers receive the highest loan amounts at the lowest rates. Clients
pursuing other debt consolidation options who make all monthly deposits, on average, pay
back approximately 55% of their enrolled debt before fees. Fees are based on percentages of
your enrolled amounts, are usually 25% and are success based. On average, our debt
consolidation programs range from 24-48 months in duration.
We cannot offer guarantees on debt consolidation performance. Our services are not
available in all states; fees may vary by state. The use of debt consolidation services may
adversely affect your credit for a time. You may be subject to collections or lawsuits by
creditors or collectors. Your outstanding obligations may increase from the accrual of fees
and interest. Certain creditors and types of debts are not eligible for our services. C.P.D.
Reg. No. – 21-04861.
We do not discriminate on the basis of race, color, religion, sex, marital status,
national origin, or ancestry.
Testimonials reflect the individuals' opinions and may not be illustrative of all
individual experiences.